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Types of Personal Banking

credit cards

Accounts and bank cards The simplest and most common service is opening all types of bank accounts and receiving debit cards. Opening an account is the first step to establish relations with a financial institution. Further, such cooperation facilitates the process of obtaining a loan or credit card. A checking account is the most popular product. Foreign citizens living in the United States can open a bank account in almost any American bank providing only a few documents. An account…

Home Equity Loans

A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. Collateral real estate can be represented by the apartment, room, house, office or warehouse. To provide a home equity loan, bank employees must be confident in the possibility of easily, quickly and expensively selling an apartment or any other real estate object acting as collateral. To be sure, banks resort to the help of specialists from law firms. These are professional appraisers whose responsibility is…

Surcharge Free ATM

Withdrawing cash from an ATM is a procedure that is not particularly difficult for the average person. You just need to insert the card with which you plan to withdraw funds into the device, wait for information update on the monitor, and enter your personal PIN code. The ATM will open an individual menu for you where you will need to select the “Cash withdrawal” operation, the currency in which you want to receive money, enter the amount you wish…

Online Banking

The Internet has not just entered our lives – it has become part of it. You can work, order food, buy train and plane tickets, and take loans without leaving your home. Moreover, you can track all operations in your account using a mobile phone. Modern banks begin to offer a new service: online banking. It is considered one of the most promising areas of banking business development. What is it? What opportunities do users get and why is it…

Simple Tips That Will Help You Build Wealth

Lack of money leads to suffering, but money does not guarantee happiness. Strive for the golden mean. Today we are sharing tips that will increase the amount of money in your wallet. 28 Simple Tips That Will Help You Build Wealth If you convince yourself that you need a thing, do not buy it. One of the main financial mistakes is to buy unnecessary things. We often do this: we buy new clothes, a phone or a computer just to…