Consumer Loan Rates
Rates effective as of 1/9/12
| Minimum Balance | Loan to Value | Annual Percentage Rate (APR) | Sample Payment |
|
| Automobile Loans- New | ||||
7 months to 48 months |
$3,500 | up to 100% | 4.99% | |
49 months to 60 months |
$10,000 | up to 100% | 4.99% | |
| Automobile Loans- Used | ||||
36 Month |
$3,500 | up to 100% | 5.49% | |
48 Month |
$10,000 | up to 100% | 5.49% | |
| Personal Loans | ||||
Up to 60 months |
$500 | 18.00% | ||
Up to 60 months |
$3,500 | 9.99% | ||
| Personal Line of Credit |
$500 - $3,499
$3,500 |
18.00%
9.99% |
||
| Boat Loans- New and Used | ||||
7-60 months |
$3,500 | up to 100% | 5.99 - 7.99% | |
| Motorcycle Loans- New and Used | ||||
7 to 36 months |
$3,500 | up to 100% | 9.99% | |
37 to 60 months |
$10,000 | up to 100% | 9.99% | |
| *Annual Percentage Rate may vary based on your credit history. Rates above assumes an excellent credit history. Automobiles are a percentage (%) of purchase price. Used automobiles are a percentage (%) of current value provided by NADA. APR's are in effect as of the date shown and are subject to change without notice. New and used automobile loans may qualify for a 1.00% rate reduction for automatic payment deduction from designated Bank @LANTEC checking account. Equal Housing Lender. | ||||
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