Rates effective as of February 3, 2012
| Minimum to Open | Minimum balance to earn Interest Rate | Interest Compounded/Paid | Interest Rate | APY* | |
| Regular CD/ IRA CD | |||||
| 6 Month CD | $500 | $500 | Monthly/Monthly | .20% | .20% |
| 12 Month CD | $500 | $500 | Monthly/Monthly | .30% | .30% |
| 24 Month CD | $500 | $500 | Monthly/Monthly | .55% | .55% |
| 36 Month CD | $500 | $500 | Monthly/Monthly | .90% | .90% |
| 48 Month CD | $500 | $500 | Monthly/Monthly | 1.00% | 1.00% |
| 60 Month CD | $500 | $500 | Monthly/Monthly | 1.24% | 1.25% |
| *All interest rates and annual percentage yields (APY) are in effect as of the date shown and are subject to change without notice. The APY is calculated based on the interest rate and frequency of compounding over an annual period. A penalty may be imposed for early withdrawal from a CD. For questions please call 757.671.7900. Member FDIC. | |||||