Whether you need financing for a renovations, college tuition, car, boat, RV or for any other purpose, we can offer you a variety of borrowing options and sound solutions to meet your needs.

We’ve streamlined the application process making it quick and easy to get a decision. You can start the loan process by calling our loan center at 671-7900, visiting any of our conveniently located branches or by completing the information onour online form and submitting it to us. One of our loan specialists will work with you to ensure you get the best loan for your needs.

Click here for our Current Rates.

Home Equity Loans and Lines

Using your home equity for your borrowing needs can me smart because some or all of the interest may be tax deductible (consult your tax advisor).  Home Equity loans are for a set rate for a set period of time and amortize prinicipal and interest.  A Home Equity Line is a variable rate loan with a predetermined line of credit that can be used as needed (for example college tuition or home improvements.) Members only pay interest only for a period of time making it slightly more affordable for some than a regular home equity loan.  Give us a call and we can help you sort out your options and what makes sense considering your borrowing needs.

 

Resource Center

Should You Consolidate Calculator: Would debt consolidation work for you? Crunch the numbers and see.

Automobile Loans

You’ve been eyeing that new or used “set of wheels” for months and now it’s time to obtain financing to make it yours! We can help you sort through all the borrowing options to get you that new or used car at a reasonable rate and
terms. (Learn More)

Recreational Loans

We can help you set sail on that new or used boat or cruise the open road on that new or used Recreational Vehicle or motorcycle with a loan that is just right for your needs. (Learn More)

Unsecured Line of Credit

No checking account should be left alone and unprotected; It’s time to obtain an overdraft protection line of credit to cover those times when unexpected expenses arise. (Learn More)

Deposit Secured Loans

Use your Bank @LANTEC savings account or CD as collateral for an attractively priced loan. (Learn More)

Visa Card

Carry the card that gives you exceptional services, reliability and convenience. (Learn More)