Bank @LANTEC : whereibank.com

Current CD Rates

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	Minimum to Open	Minimum balance to earn Interest Rate	Interest Compounded/Paid	Interest Rate	APY*
				Rates effective as of 8/21/08
Regular CD/ IRA CD
6 Month CD	$500	$500	Monthly/Monthly	2.23%	2.25%
12 Month CD	$500	$500	Monthly/Monthly	2.23%	2.25%
24 Month CD	$500	$500	Monthly/Monthly	2.33%	2.35%
36 Month CD	$500	$500	Monthly/Monthly	2.72%	2.75%
48 Month CD	$500	$500	Monthly/Monthly	3.45%	3.50%
60 Month CD	$500	$500	Monthly/Monthly	4.17%	4.25%
Promotional CD/IRA CD
7 Month CD	$500	$500	Monthly/Monthly	2.96%	3.00%
13 Month Bump-Up CD	$5,000	$5,000	Monthly/Monthly	3.20%	3.25%
21 Month Bump-Up CD	$5,000	$5,000	Monthly/Monthly	4.17%	4.25%
*All interest rates and annual percentage yields (APY) are in effect as of the date shown and are subject to change without notice. The APY is calculated based on the interest rate and frequency of compounding over an annual period. A penalty may be imposed for early withdrawal from a CD. Bump Up CDs allow a one-time bump up of rate anytime during term using a designated comparable term CD. For questions please call 757.671.7900. Member FDIC.

Bank @LANTEC

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Certificates of Deposit (CDs)

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If you are looking for a flexible and secure savings investment that pays fixed rates for specified periods of time, a Certificate of Deposit may be the answer. We offer a variety of CD terms from 6 months to 60 months and higher interest rate options when you invest larger minimum balances. Current Rates

key points

$500 minimum balance requirement to open a Regular CD or
IRA CD
Terms from 6 months to 60 months
Only $500 minimum balance requirement to open some promotional CDs
Interest compounded and paid quarterly
Penalty may be imposed if principal balance withdrawn prior to CD maturity

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