Consumer Loan Rates
 
printable version
Minimum Balance
Loan to Value
Annual Percentage Rate (APR)
   
Rates effective as of 9/19/08
Automobile Loans- New      

7 months to 48 months

$3,500
up to 100%
7.49%

49 months to 60 months

$10,000
up to 100%
7.49%
Automobile Loans- Used

36 Month CD

$3,500
up to 100%
7.49%

48 Month CD

$10,000
up to 100%
7.49%
Personal Loans  

Up to 60 months

$500
18.00%

Up to 60 months

$3,500
9.99%
Personal Line of Credit

$500 - $3,499

$3,500

18.00%

9.99%

Boat Loans- New and Used      

7-60 months

$3,500
up to 100%
9.99%
Motorcycle Loans- New and Used

7 to 36 months

$3,500
up to 100%
9.99%

37 to 60 months

$10,000
up to 100%
9.99%
*Annual Percentage Rate may vary based on your credit history. Rates above assumes an excellent credit history. Automobiles are a percentage (%) of purchase price. Used automobiles are a percentage (%) of current value provided by NADA. APR's are in effect as of the date shown and are subject to change without notice. New and used automobile loans may qualify for a 1.00% rate reduction for automatic payment deduction from designated Bank @LANTEC checking account. Equal Housing Lender.