|
Simply Free |
Performance Plus |
Convenience Plus |
Ultimate Plus |
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 |
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| This account is best suited for those that: |
Want a simplified checking account that offers unlimited check writing and no minimum balance requirements |
Want interest on checking balances and maintain higher balances or other relationships to obtain free checking |
Want to do be rewarded for doing all of their banking through electronic channels and hardly ever need the services of a branch |
Want our most comprehensive checking package that offers exceptional benefits for our highest relationship members |
| Minimum to Open |
$100 |
$100 |
$100 |
$100 |
| Monthly Fee |
free |
$7.95 |
$9.95,
$4.95 with Direct Deposit |
$12.95 |
| Balance Required to Avoid Fee |
None |
$750 in checking,
$2,500 in all other deposits,
$7,000 in all deposits and loans, |
$1,500 in checking,
$4,000 in all other deposits,
$8,500 in all deposits and loans |
$2,500 in checking,
$5,000 in all other deposits,
$10,000 in deposits and loans,
$75,000 in Mortgages |
| Pays Interest |
none |
on balances of $750 or more |
none |
on all balances |
| Check Writing |
unlimited |
unlimited |
unlimited |
unlimited |
| Checks |
standard charge |
1st order free, specialty check or $5.00 credit |
standard charge |
free, specialty check or $10 credit |
| Home Banking (Online) |
free |
free |
free |
free |
| ATM Access at Another Bank |
standard charge |
standard charge |
4 free transactions per month* |
unlimited free transactions* |
| Bill Pay |
free |
free |
free |
free |
| Check Safe Keeping |
yes |
yes |
yes |
yes |
| Teller Visits (per month) |
unlimited |
unlimited |
2 free per month,
$2.00 per transaction over 2 |
unlimited |
| Check Cards/ ATM Cards |
free |
free |
free |
free |
| Automated Telephone Banking |
available |
available |
available |
available |
| Statements |
e-statement only |
e-statement or paper statement |
e-statement only |
e-statement or paper statement |
| Other Benefits |
bonus rates on Plus Money Market Savings |
bonus rates on Plus Money Market Savings |
bonus rates on Plus Money Market Savings |
free services available: travelers cheques, cashiers checks, money orders, loan rate discount, bonus rates on Plus Money Market Savings |
| * Some banks may charge a fee for using their ATM |