It's a perfect time to borrow against your home with the low rates, easy access and the flexible payment terms offered with our Home Equity Line of Credit.

Home Equity Line of Credit rates haven't been this low since 2004 and so now may be a perfect time to borrow. You can use your home equity line for debt consolidation, for making home improvements, for large purchases, funding a child's education or for any other purpose. We are currently offering rates that start at Prime + 0% on all line amounts. And, we make it easy to apply by telephone at 757-671-7900, in person at any of our conveniently located branches or online.

To Apply Online Click Here . Don't wait, put in your Home Equity Line of Credit application today!

 

*The annual percentage rate (APR) is variable and will be equal to the Prime Rate plus 0% as published in the Wall Street Journal (5.00% as of 6/20/08). Actual apr may vary based on applicants credit history, loan- to- value (LTV) ratio or other factors. Maximum APR is 18%. This offer is available on single family-owner occupied properties in VA and NC with an LTV ratio of 90% or less (single family homes) and LTV ratio of 80% or less (condominiums/townhouses).  Bank @LANTEC must be in a valid first or second lien position on the collateral.  Bank will pay up to $250 in closing costs on lines over $25,000. Minimum draw of $10,000 required at closing. Closing costs do not include the cost of title insurance or a full property appraisal if required. If  the loan is paid off within 3 years of closing date, the amount of the closing costs and appraisal fees paid by Bank @LANTEC will be added to the outstanding balance. Average closing costs range from $300 to $1,000.  Property insurance required. Subject to credit approval. Other terms and conditions may apply. Member FDIC. Equal Housing Lender.

Contact us or visit a branch office near you to get started today.